/* =============================================
   FortunaDelClub – Shared Stylesheet
   ============================================= */

:root {
  --gold:        #D4A574;
  --gold-light:  #E8D4B8;
  --gold-pale:   #F5EFE7;
  --deep:        #006B8F;
  --rich:        #004B66;
  --cream:       #F8F9FA;
  --muted:       #666666;
  --border:      #D9D9D9;
  --white:       #FFFFFF;
  --radius:      10px;
  --shadow:      0 4px 24px rgba(0,0,0,0.08);
  --font-head:   'Playfair Display', Georgia, serif;
  --font-body:   'DM Sans', sans-serif;
  --max-w:       1100px;
  --t:           0.25s ease;
}

/* Reset */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-text-size-adjust: 100%; }
body { font-family: var(--font-body); background: var(--cream); color: #1A1A1A; line-height: 1.7; font-size: 16px; }
img { max-width: 100%; height: auto; display: block; }
.logo-image { width: 42px !important; height: 42px !important; max-width: 42px !important; max-height: 42px !important; min-width: 42px !important; min-height: 42px !important; object-fit: contain !important; flex-shrink: 0; }
a { color: var(--gold); text-decoration: none; transition: color var(--t); }
a:hover { color: var(--gold-light); }
ul { list-style: none; }

/* ── Announcement Bar ── */
.ann-bar { background: var(--deep); color: #FFFFFF; text-align: center; padding: 10px 20px; font-size: .875rem; font-weight: 500; letter-spacing: .02em; }
.ann-bar a { color: var(--gold); font-weight: 700; text-decoration: underline; }

/* ── Header ── */
header { background: #FFFFFF; position: sticky; top: 0; z-index: 100; box-shadow: 0 2px 12px rgba(0,0,0,.08); }
.nav-inner { max-width: var(--max-w); margin: 0 auto; padding: 0 24px; display: flex; align-items: center; justify-content: space-between; height: 68px; }
.logo { display: flex; align-items: center; gap: 12px; text-decoration: none; overflow: hidden; }
.logo-mark { width: 42px; height: 42px; background: var(--gold); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-family: var(--font-head); font-size: 1.1rem; font-weight: 700; color: #FFFFFF; flex-shrink: 0; }
.logo-name  { font-family: var(--font-head); font-size: 1rem; color: var(--deep); font-weight: 700; display: block; line-height: 1.2; }
.logo-tag   { font-size: .7rem; color: var(--muted); letter-spacing: .08em; text-transform: uppercase; display: block; }

nav { display: flex; align-items: center; gap: 4px; }
nav a { color: var(--deep); font-size: .85rem; font-weight: 400; padding: 6px 11px; border-radius: 6px; transition: background var(--t), color var(--t), border-bottom var(--t); white-space: nowrap; border-bottom: 2px solid transparent; }
nav a:hover, nav a.active { background: #E0F2F7; color: var(--deep); font-weight: 500; border-bottom-color: var(--deep); }
.nav-cta { background: var(--deep) !important; color: #FFFFFF !important; font-weight: 600 !important; }
.nav-cta:hover { background: var(--gold) !important; color: #FFFFFF !important; }

.hamburger { display: none; flex-direction: column; gap: 5px; cursor: pointer; padding: 6px; background: none; border: none; }
.hamburger span { display: block; width: 22px; height: 2px; background: var(--gold-light); border-radius: 2px; transition: var(--t); }

/* ── Buttons ── */
.btn-primary { display: inline-flex; align-items: center; gap: 8px; background: var(--deep); color: #FFFFFF; padding: 13px 28px; border-radius: var(--radius); font-weight: 600; font-size: .95rem; transition: background var(--t), transform var(--t); }
.btn-primary:hover { background: var(--gold); color: #FFFFFF; transform: translateY(-1px); }
.btn-outline { display: inline-flex; align-items: center; gap: 8px; border: 1.5px solid var(--deep); color: var(--deep); padding: 13px 28px; border-radius: var(--radius); font-weight: 500; font-size: .95rem; transition: border-color var(--t), background var(--t); }
.btn-outline:hover { border-color: var(--gold); background: #E0F2F7; color: var(--deep); }
.btn-wa { display: inline-flex; align-items: center; gap: 8px; background: #25D366; color: #fff; padding: 13px 28px; border-radius: var(--radius); font-weight: 600; font-size: .95rem; transition: opacity var(--t); }
.btn-wa:hover { opacity: .85; color: #fff; }

/* ── Home Page Hero ── */
.hero { background: var(--deep); position: relative; overflow: hidden; padding: 80px 24px 90px; text-align: center; }
.hero::before { content: ''; position: absolute; inset: 0; background: radial-gradient(ellipse at 20% 50%, rgba(200,150,46,.12) 0%, transparent 60%), radial-gradient(ellipse at 80% 20%, rgba(200,150,46,.08) 0%, transparent 50%); pointer-events: none; }
.hero-inner { position: relative; max-width: 780px; margin: 0 auto; }
.hero-badge { display: inline-flex; align-items: center; gap: 8px; background: rgba(200,150,46,.15); border: 1px solid rgba(200,150,46,.35); border-radius: 30px; padding: 6px 18px; font-size: .8rem; color: var(--gold-light); font-weight: 500; letter-spacing: .05em; text-transform: uppercase; margin-bottom: 28px; }
.hero-badge::before { content: '✦'; font-size: .65rem; }
.hero h1 { font-family: var(--font-head); font-size: clamp(2rem, 5vw, 3.4rem); color: var(--white); font-weight: 700; line-height: 1.15; margin-bottom: 20px; }
.hero h1 em { font-style: normal; color: var(--gold-light); }
.hero p { font-size: 1.05rem; color: #C0B49A; max-width: 600px; margin: 0 auto 36px; line-height: 1.75; }
.hero-actions { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }
.btn-primary { display: inline-flex; align-items: center; gap: 8px; background: var(--gold); color: var(--deep); padding: 13px 28px; border-radius: var(--radius); font-weight: 600; font-size: .95rem; transition: background var(--t), transform var(--t); }
.btn-primary:hover { background: var(--gold-light); color: var(--deep); transform: translateY(-1px); }
.btn-outline { display: inline-flex; align-items: center; gap: 8px; border: 1.5px solid rgba(200,150,46,.5); color: var(--gold-light); padding: 13px 28px; border-radius: var(--radius); font-weight: 500; font-size: .95rem; transition: border-color var(--t), background var(--t); }
.btn-outline:hover { border-color: var(--gold); background: rgba(200,150,46,.08); color: var(--gold-light); }
.hero-stats { display: flex; gap: 40px; justify-content: center; margin-top: 56px; padding-top: 40px; border-top: 1px solid rgba(200,150,46,.2); }
.stat { text-align: center; }
.stat-num { font-family: var(--font-head); font-size: 2rem; color: var(--gold-light); font-weight: 700; display: block; }
.stat-label { font-size: .78rem; color: var(--gold); text-transform: uppercase; letter-spacing: .06em; font-weight: 500; }

/* ── Page Hero (interior) ── */
.page-hero { background: linear-gradient(135deg, #006B8F 0%, #004B66 100%); padding: 60px 24px 70px; text-align: center; position: relative; overflow: hidden; }
.page-hero::before { content: ''; position: absolute; inset: 0; background: radial-gradient(ellipse at 30% 50%, rgba(212,165,116,.08) 0%, transparent 60%); pointer-events: none; }
.page-hero-inner { position: relative; max-width: 760px; margin: 0 auto; }
.page-badge { display: inline-flex; align-items: center; gap: 8px; background: rgba(232,212,184,.2); border: 1px solid rgba(232,212,184,.4); border-radius: 30px; padding: 5px 16px; font-size: .78rem; color: var(--gold); font-weight: 500; letter-spacing: .05em; text-transform: uppercase; margin-bottom: 22px; }
.page-hero h1 { font-family: var(--font-head); font-size: clamp(1.8rem, 4.5vw, 3rem); color: #FFFFFF; font-weight: 700; line-height: 1.2; margin-bottom: 16px; }
.page-hero h1 em { font-style: normal; color: var(--gold); }
.page-hero p { font-size: 1rem; color: #E0F2F7; max-width: 580px; margin: 0 auto; line-height: 1.75; }

/* ── Breadcrumb ── */
.breadcrumb { background: var(--white); border-bottom: 1px solid var(--border); padding: 10px 24px; font-size: .8rem; color: var(--muted); }
.breadcrumb-inner { max-width: var(--max-w); margin: 0 auto; display: flex; gap: 6px; align-items: center; flex-wrap: wrap; }
.breadcrumb a { color: var(--muted); }
.breadcrumb a:hover { color: var(--gold); }
.breadcrumb span { color: var(--gold); }

/* ── Section Base ── */
section { padding: 64px 24px; }
.section-inner { max-width: var(--max-w); margin: 0 auto; }
.section-label { font-size: .75rem; text-transform: uppercase; letter-spacing: .1em; color: var(--gold); font-weight: 600; margin-bottom: 8px; }
.section-title { font-family: var(--font-head); font-size: clamp(1.5rem, 3.5vw, 2.2rem); font-weight: 700; color: var(--deep); line-height: 1.2; margin-bottom: 12px; }
.section-sub { color: var(--muted); font-size: 1rem; max-width: 560px; line-height: 1.7; }
.section-head { margin-bottom: 40px; }

/* ── Info Cards ── */
.info-card { background: var(--white); border: 1px solid var(--border); border-radius: 14px; padding: 30px 26px; position: relative; overflow: hidden; }
.info-card::before { content: ''; position: absolute; top: 0; left: 0; right: 0; height: 3px; background: linear-gradient(90deg, var(--gold), var(--gold-light)); }
.info-card h2 { font-family: var(--font-head); font-size: 1.2rem; font-weight: 700; color: var(--deep); margin-bottom: 10px; }
.info-card h3 { font-family: var(--font-head); font-size: 1.05rem; font-weight: 600; color: var(--deep); margin: 22px 0 8px; }
.info-card p { color: var(--muted); font-size: .925rem; line-height: 1.75; margin-bottom: 10px; }
.info-card ul { margin-top: 6px; }
.info-card ul li { font-size: .9rem; color: var(--muted); padding: 5px 0 5px 18px; position: relative; border-bottom: 1px solid var(--border); }
.info-card ul li:last-child { border-bottom: none; }
.info-card ul li::before { content: '✦'; position: absolute; left: 0; color: var(--gold); font-size: .6rem; top: 9px; }

/* ── Service Cards (Home) ── */
.services { background: var(--white); }
.services-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 24px; }
.service-card { border: 1px solid var(--border); border-radius: 14px; padding: 32px 28px; background: var(--cream); transition: box-shadow var(--t), transform var(--t); position: relative; overflow: hidden; }
.service-card:hover { box-shadow: var(--shadow); transform: translateY(-3px); }
.service-card::before { content: ''; position: absolute; top: 0; left: 0; right: 0; height: 3px; background: linear-gradient(90deg, var(--gold), var(--gold-light)); }
.service-icon { width: 52px; height: 52px; background: var(--gold-pale); border-radius: 10px; display: flex; align-items: center; justify-content: center; font-size: 1.5rem; margin-bottom: 18px; }
.service-card h2 { font-family: var(--font-head); font-size: 1.3rem; font-weight: 700; color: var(--deep); margin-bottom: 10px; }
.service-card p { color: var(--muted); font-size: .925rem; margin-bottom: 18px; line-height: 1.7; }
.service-links { display: flex; flex-direction: column; gap: 6px; }
.service-links a { font-size: .875rem; font-weight: 500; color: var(--gold); display: inline-flex; align-items: center; gap: 6px; }
.service-links a::after { content: '→'; transition: transform var(--t); }
.service-links a:hover::after { transform: translateX(4px); }

/* ── What We Do Pillars ── */
.what-we-do { background: var(--cream); }
.pillars-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(220px, 1fr)); gap: 20px; }
.pillar { background: var(--white); border: 1px solid var(--border); border-radius: var(--radius); padding: 26px 22px; text-align: center; }
.pillar-icon { font-size: 2rem; margin-bottom: 14px; }
.pillar h3 { font-family: var(--font-head); font-size: 1rem; color: var(--deep); font-weight: 700; margin-bottom: 8px; }
.pillar p { font-size: .875rem; color: var(--muted); line-height: 1.65; }

/* ── Draw Schedules & Tables ── */
.draws { background: var(--white); }
.draws-tabs { display: flex; gap: 8px; margin-bottom: 28px; flex-wrap: wrap; }
.tab-btn { padding: 8px 20px; border-radius: 30px; border: 1.5px solid var(--border); background: transparent; font-family: var(--font-body); font-size: .875rem; font-weight: 500; color: var(--muted); cursor: pointer; transition: all var(--t); }
.tab-btn.active, .tab-btn:hover { background: var(--gold); border-color: var(--gold); color: var(--deep); font-weight: 600; }
.tab-content { display: none; }
.tab-content.active { display: block; }
table { width: 100%; border-collapse: collapse; font-size: .9rem; }
thead { background: var(--deep); color: var(--gold-light); }
thead th { padding: 13px 16px; text-align: left; font-weight: 500; font-size: .8rem; letter-spacing: .04em; text-transform: uppercase; }
tbody tr { border-bottom: 1px solid var(--border); transition: background var(--t); }
tbody tr:hover { background: var(--gold-pale); }
tbody td { padding: 13px 16px; color: var(--deep); }
tbody td:first-child { font-weight: 500; }
.badge { display: inline-block; padding: 3px 10px; border-radius: 20px; font-size: .75rem; font-weight: 500; }
.badge-weekly { background: #E8F5E9; color: #2E7D32; }
.badge-monthly { background: #E3F2FD; color: #1565C0; }
.badge-bumper { background: #FFF3E0; color: #E65100; }
.badge-open { background: #E8F5E9; color: #2E7D32; }
.badge-done { background: #F3E5F5; color: #6A1B9A; }

/* ── FAQ/Details ── */
.faq { background: var(--cream); }
.faq-list { display: flex; flex-direction: column; gap: 12px; max-width: 780px; }
details { background: var(--white); border: 1px solid var(--border); border-radius: var(--radius); overflow: hidden; }
details[open] { border-color: var(--gold); }
summary { padding: 18px 22px; cursor: pointer; font-weight: 500; font-size: .97rem; color: var(--deep); list-style: none; display: flex; align-items: center; justify-content: space-between; gap: 12px; }
summary::-webkit-details-marker { display: none; }
summary::after { content: '+'; font-size: 1.3rem; color: var(--gold); font-weight: 300; flex-shrink: 0; transition: transform var(--t); }
details[open] summary::after { content: '−'; }
.faq-answer { padding: 0 22px 18px; color: var(--muted); font-size: .925rem; line-height: 1.75; }
.faq-answer a { color: var(--gold); font-weight: 500; }

/* ── About Strip ── */
.about-strip { background: var(--deep); color: var(--white); padding: 72px 24px; }
.about-inner { max-width: var(--max-w); margin: 0 auto; display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center; }
.about-text .section-label { color: var(--gold); }
.about-text .section-title { color: var(--white); }
.about-text p { color: #C0B49A; font-size: .95rem; line-height: 1.8; margin-bottom: 16px; }
.trust-points { display: flex; flex-direction: column; gap: 14px; margin-top: 24px; }
.trust-point { display: flex; align-items: flex-start; gap: 14px; }
.trust-point-icon { width: 36px; height: 36px; flex-shrink: 0; background: rgba(200,150,46,.15); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 1rem; }
.trust-point-text h4 { font-size: .9rem; font-weight: 600; color: var(--gold-light); margin-bottom: 2px; }
.trust-point-text p { font-size: .83rem; color: #A09070; margin: 0; }
.about-contact { background: rgba(200,150,46,.08); border: 1px solid rgba(200,150,46,.25); border-radius: 14px; padding: 36px 30px; }
.about-contact h3 { font-family: var(--font-head); font-size: 1.3rem; color: var(--gold-light); margin-bottom: 20px; }
.contact-item { display: flex; align-items: center; gap: 14px; margin-bottom: 16px; }
.contact-item-icon { width: 38px; height: 38px; background: rgba(200,150,46,.12); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 1rem; flex-shrink: 0; }
.contact-item-info label { display: block; font-size: .72rem; color: var(--muted); text-transform: uppercase; letter-spacing: .06em; }
.contact-item-info a, .contact-item-info span { font-size: .92rem; color: var(--gold-light); font-weight: 500; }
.wa-community { display: flex; gap: 10px; flex-wrap: wrap; margin-top: 24px; padding-top: 20px; border-top: 1px solid rgba(200,150,46,.2); }
.wa-btn { flex: 1; min-width: 120px; background: #25D366; color: #fff; text-align: center; padding: 11px 14px; border-radius: 8px; font-size: .82rem; font-weight: 600; display: flex; align-items: center; justify-content: center; gap: 6px; transition: opacity var(--t); }
.wa-btn:hover { opacity: .85; color: #fff; }

/* ── Disclaimer ── */
.disclaimer { background: #F5EFE3; border-top: 1px solid var(--border); padding: 28px 24px; }
.disclaimer-inner { max-width: var(--max-w); margin: 0 auto; display: flex; gap: 14px; align-items: flex-start; }
.disclaimer-icon { font-size: 1.2rem; flex-shrink: 0; margin-top: 2px; }
.disclaimer-text { font-size: .83rem; color: var(--muted); line-height: 1.7; }
.disclaimer-text a { color: var(--gold); }

/* ── Grids ── */
.two-col { display: grid; grid-template-columns: 1fr 1fr; gap: 28px; }
.three-col { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.auto-col { display: grid; grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); gap: 24px; }

/* ── Process Steps ── */
.steps { counter-reset: step; display: flex; flex-direction: column; gap: 14px; }
.step { display: flex; gap: 16px; align-items: flex-start; background: var(--white); border: 1px solid var(--border); border-radius: var(--radius); padding: 20px 22px; }
.step-num { counter-increment: step; content: counter(step); width: 36px; height: 36px; background: var(--gold); border-radius: 50%; color: var(--deep); font-weight: 700; font-size: .9rem; display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.step-body h4 { font-weight: 600; color: var(--deep); margin-bottom: 4px; }
.step-body p { font-size: .875rem; color: var(--muted); line-height: 1.65; margin: 0; }

/* ── Table ── */
.table-wrap { overflow-x: auto; border-radius: var(--radius); border: 1px solid var(--border); }
table { width: 100%; border-collapse: collapse; font-size: .9rem; }
thead { background: var(--deep); color: var(--gold-light); }
thead th { padding: 13px 16px; text-align: left; font-weight: 500; font-size: .78rem; letter-spacing: .04em; text-transform: uppercase; white-space: nowrap; }
tbody tr { border-bottom: 1px solid var(--border); transition: background var(--t); }
tbody tr:hover { background: var(--gold-pale); }
tbody td { padding: 13px 16px; color: var(--deep); }
tbody td:first-child { font-weight: 500; }

/* ── Badges ── */
.badge { display: inline-block; padding: 3px 10px; border-radius: 20px; font-size: .75rem; font-weight: 500; }
.badge-daily   { background: #E8F5E9; color: #2E7D32; }
.badge-weekly  { background: #E3F2FD; color: #1565C0; }
.badge-monthly { background: #FFF8E1; color: #F57F17; }
.badge-bumper  { background: #FFF3E0; color: #E65100; }
.badge-open    { background: #E8F5E9; color: #2E7D32; }
.badge-soon    { background: #E3F2FD; color: #1565C0; }
.badge-done    { background: #F3E5F5; color: #6A1B9A; }

/* ── FAQ ── */
.faq-list { display: flex; flex-direction: column; gap: 10px; }
details { background: var(--white); border: 1px solid var(--border); border-radius: var(--radius); overflow: hidden; }
details[open] { border-color: var(--gold); }
summary { padding: 17px 22px; cursor: pointer; font-weight: 500; font-size: .96rem; color: var(--deep); list-style: none; display: flex; align-items: center; justify-content: space-between; gap: 12px; }
summary::-webkit-details-marker { display: none; }
summary::after { content: '+'; font-size: 1.3rem; color: var(--gold); font-weight: 300; flex-shrink: 0; }
details[open] summary::after { content: '−'; }
.faq-answer { padding: 0 22px 18px; color: var(--muted); font-size: .915rem; line-height: 1.75; }
.faq-answer a { color: var(--gold); font-weight: 500; }

/* ── CTA Band ── */
.cta-band { background: var(--deep); padding: 56px 24px; text-align: center; }
.cta-band h2 { font-family: var(--font-head); font-size: clamp(1.4rem, 3vw, 2rem); color: var(--white); margin-bottom: 12px; }
.cta-band p { color: #C0B49A; font-size: .95rem; margin-bottom: 28px; max-width: 520px; margin-left: auto; margin-right: auto; }
.cta-actions { display: flex; gap: 14px; justify-content: center; flex-wrap: wrap; }

/* ── WA Community ── */
.wa-community { display: flex; gap: 10px; flex-wrap: wrap; }
.wa-btn { flex: 1; min-width: 140px; background: #25D366; color: #fff; text-align: center; padding: 11px 14px; border-radius: 8px; font-size: .83rem; font-weight: 600; display: flex; align-items: center; justify-content: center; gap: 6px; transition: opacity var(--t); }
.wa-btn:hover { opacity: .85; color: #fff; }

/* ── Disclaimer ── */
.disclaimer { background: #F5EFE3; border-top: 1px solid var(--border); padding: 24px 24px; }
.disclaimer-inner { max-width: var(--max-w); margin: 0 auto; display: flex; gap: 12px; align-items: flex-start; }
.disclaimer-text { font-size: .82rem; color: var(--muted); line-height: 1.7; }
.disclaimer-text a { color: var(--gold); }

/* ── Official Refs Box ── */
.official-box { background: #F0EAD8; border: 1px solid var(--border); border-radius: var(--radius); padding: 22px 24px; margin-top: 8px; }
.official-box h4 { font-size: .8rem; text-transform: uppercase; letter-spacing: .08em; color: var(--gold); font-weight: 600; margin-bottom: 12px; }
.official-box ul li { font-size: .875rem; color: var(--muted); padding: 4px 0; }
.official-box ul li a { color: var(--gold); font-weight: 500; }
.official-box ul li::before { content: none; }

/* ── Contact Card ── */
.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 28px; }
.contact-card { background: var(--white); border: 1px solid var(--border); border-radius: 14px; padding: 30px 26px; }
.contact-card h3 { font-family: var(--font-head); font-size: 1.15rem; color: var(--deep); margin-bottom: 20px; font-weight: 700; }
.contact-item { display: flex; align-items: flex-start; gap: 14px; margin-bottom: 18px; }
.c-icon { width: 38px; height: 38px; background: var(--gold-pale); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: 1rem; flex-shrink: 0; }
.c-info label { display: block; font-size: .72rem; text-transform: uppercase; letter-spacing: .06em; color: var(--muted); }
.c-info a, .c-info span { font-size: .92rem; color: var(--deep); font-weight: 500; }
.c-info a { color: var(--gold); }

/* ── Updates ── */
.update-card { background: var(--white); border: 1px solid var(--border); border-radius: 14px; padding: 28px 26px; position: relative; overflow: hidden; }
.update-card::before { content: ''; position: absolute; top: 0; left: 0; right: 0; height: 3px; background: linear-gradient(90deg, var(--gold), var(--gold-light)); }
.update-tag { display: inline-block; background: var(--gold-pale); color: var(--gold); font-size: .72rem; font-weight: 600; text-transform: uppercase; letter-spacing: .06em; padding: 3px 10px; border-radius: 20px; margin-bottom: 12px; }
.update-card h3 { font-family: var(--font-head); font-size: 1.1rem; color: var(--deep); margin-bottom: 10px; }
.update-card p { color: var(--muted); font-size: .9rem; line-height: 1.7; margin-bottom: 16px; }

/* ── Footer ── */
footer { background: #004B66; padding: 52px 24px 28px; color: #B8D4E0; }
.footer-inner { max-width: var(--max-w); margin: 0 auto; }
.footer-top { display: grid; grid-template-columns: 2fr 1fr 1fr 1fr; gap: 40px; margin-bottom: 40px; }
.footer-brand p { margin-top: 12px; font-size: .85rem; color: #A8C4D4; line-height: 1.7; }
.footer-col h4 { font-size: .78rem; text-transform: uppercase; letter-spacing: .08em; color: var(--gold); font-weight: 600; margin-bottom: 14px; }
.footer-col ul li { margin-bottom: 8px; }
.footer-col ul li a { font-size: .875rem; color: #B8D4E0; }
.footer-col ul li a:hover { color: var(--gold); }
.socials { display: flex; gap: 10px; margin-top: 16px; }
.social-link { width: 36px; height: 36px; background: rgba(212,165,116,.15); border: 1px solid rgba(212,165,116,.3); border-radius: 8px; display: flex; align-items: center; justify-content: center; font-size: .85rem; color: var(--gold); transition: background var(--t); }
.social-link:hover { background: rgba(212,165,116,.3); color: #E8D4B8; }
.footer-bottom { border-top: 1px solid rgba(212,165,116,.15); padding-top: 24px; display: flex; justify-content: space-between; align-items: center; flex-wrap: wrap; gap: 10px; }
.footer-bottom p { font-size: .8rem; color: #B8D4E0; }
.footer-bottom a { color: #B8D4E0; }

/* ── Disclaimer Section ── */
.disclaimer { background: #E0F2F7; border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); }
.disclaimer h2 { font-family: var(--font-head); font-size: 1.4rem; font-weight: 700; color: var(--deep); margin-bottom: 16px; }
.disclaimer > .section-inner > p:first-of-type { color: var(--muted); font-size: .95rem; line-height: 1.8; margin-bottom: 28px; font-weight: 500; }
.disclaimer-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; margin-bottom: 24px; }
.disclaimer-item { background: var(--white); border: 1px solid var(--border); border-radius: 10px; padding: 20px 24px; }
.disclaimer-item h3 { font-family: var(--font-head); font-size: 1rem; font-weight: 700; color: var(--deep); margin-bottom: 12px; }
.disclaimer-item ul { margin: 0; }
.disclaimer-item ul li { font-size: .9rem; color: var(--muted); padding: 6px 0 6px 18px; position: relative; border-bottom: none; }
.disclaimer-item ul li::before { content: '✓'; position: absolute; left: 0; color: var(--deep); font-size: .8rem; font-weight: 700; }
.disclaimer-footer { font-size: .9rem; color: var(--muted); line-height: 1.7; font-style: italic; text-align: center; padding: 16px 24px; background: #F5EFE7; border-radius: 8px; }

/* ── Responsive ── */
@media (max-width: 900px) {
  .two-col { grid-template-columns: 1fr; }
  .three-col { grid-template-columns: 1fr 1fr; }
  .contact-grid { grid-template-columns: 1fr; }
  .disclaimer-grid { grid-template-columns: 1fr; }
  .about-inner { grid-template-columns: 1fr; gap: 36px; }
  .footer-top { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 640px) {
  nav { display: none; }
  nav.open { display: flex; flex-direction: column; position: absolute; top: 68px; left: 0; right: 0; background: var(--deep); padding: 16px; gap: 4px; box-shadow: 0 8px 24px rgba(0,0,0,.3); }
  .hamburger { display: flex; }
  .hero-stats { gap: 24px; }
  .three-col { grid-template-columns: 1fr; }
  .footer-top { grid-template-columns: 1fr; gap: 28px; }
  .footer-bottom { flex-direction: column; text-align: center; }
}

/* Shared include placeholders — hidden until JS replaces them */
#fdc-ann-bar, #fdc-header, #fdc-footer { display: none; }